Answer: The technology behind UMPI is designed to predict broad market moves that happen over periods of several weeks or months. Therefore, UMPI typically disregards short term quick market spikes and drops (oscillations) that last approximately 7-10 days or less. If UMPI predicts a downward market trend, you may want to consider moving your stock-based assets to bonds or cash, and keep the money there until UMPI predicts a market rise. At that point it may be a good idea to move money from cash or bonds back to stock assets. Keep in mind, however, that we explicitly do not provide any specific recommendations regarding trading your assets - that will be solely your own decision and responsibility, in consultation with your personal financial advisor.
Answer: The use of UMPI for predicting individual stock behavior should be done with caution. As mentioned above, UMPI will generate a warning for an upcoming broad market change based on a consistent UMPI down- or uptrend. Thus, it is not a suitable predictive tool for day trading of individual stocks. Furthermore, pricing directions of individual stocks do not necessarily follow broad market moves. Nevertheless, you can certainly try to check if price variations of your favorite stocks can be actually predicted by UMPI.
Answer: Based on our experience to date, UMPI has consistently predicted 90% of significant stock market movements. However, as with any prediction, there is always a chance that some market changes may be difficult to foresee. In general, UMPI is most effective under conditions of natural economic cycles. Extraneous factors or circumstances that are not related to normal economy flow may affect UMPI readings and decrease its predictive power. Such non-economic factors include natural or political events of global proportions, which may strongly affect stock markets and result in sudden and significant changes in market indices and stock prices. For example, natural cataclysms (e.g. Fukushima earthquake and tsunami), large scale acts of terrorism (e.g. 9/11), or significant political turmoil (e.g. as a result of unexpected outcome of 2016 US presidential election) all may jolt the financial markets and cause an aberration in UMPI predictions. A recent example of this sort is the crisis in Ukraine that happened in early 2014. During that period UMPI showed somewhat inconsistent behavior. This and a few other similar examples are marked with red stars in the historical UMPI diagrams.
Thus, one should always keep an eye on significant non-economic events and be extra cautious in applying UMPI predictions when such events do take place. Ultimately the decision to sell or buy your assets is completely your own; UMPI is a tool that provides input to help you make such decision.
Answer: Based on our observations, the scale of UMPI change and the scale of the subsequent market change do not necessarily correlate. The most important parameter to watch is the UMPI trend (up or down), not the steepness of this trend.
Answer: Historically, British FTSE, German DAX, and French CAC 40 have shown strong correlation with US market indices, such as S&P 500, Dow Jones, and NASDAQ. Therefore, UMPI predictions should also work for Western European stock markets, and likely for other major world stock markets that correlate with US stock market indices.
Answer: Using our proprietary technology platform, we calculate the UMPI on a regular basis and post the updated graphical UMPI trend line once every 3 days, along with the S&P 500 broad stock market index. Our subscribers will be able to access the graphical data and check for UMPI-predicted market trends at any time. This information will help you to adjust your investment portfolio to take full advantage of the upcoming market rise or decline.
Answer: We understand that due to the unique and novel nature of the UMPI investors may be cautious about this technology and may need time to evaluate its performance. Therefore, as an introductory limited time offer, new subscribers will receive full free access to our service for a trial period of 6 months (no credit card required). If you decide to continue using UMPI beyond the trial period, the cost to access our service will be $120 per year. As an option, you may consider to skip the trial period and immediately receive full subscription for just $60 per year. The currently shown rates will not change for the lifetime of your account as long as the account is in good standing. Subscription payments are non-refundable.